{"id":1085,"date":"2026-07-26T04:03:13","date_gmt":"2026-07-26T04:03:13","guid":{"rendered":"https:\/\/cms.agenthu.com\/%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%99%a9\/"},"modified":"2026-07-26T04:03:13","modified_gmt":"2026-07-26T04:03:13","slug":"%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%99%a9","status":"publish","type":"post","link":"https:\/\/cms.agenthu.com\/zh-hans\/%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%99%a9\/","title":{"rendered":"\u5065\u5eb7\u4fdd\u9669"},"content":{"rendered":"<h1>\u5065\u5eb7\u4fdd\u9669\uff1a\u52a0\u5dde\u533b\u7597\u4fdd\u9669\u6307\u5357<\/h1>\n<h2>\u7b80\u5355\u6765\u8bf4<\/h2>\n<p>\u5065\u5eb7\u4fdd\u9669\u4fdd\u62a4\u60a8\u514d\u53d7\u5de8\u989d\u533b\u7597\u8d26\u5355\u7684\u6253\u51fb\uff0c\u786e\u4fdd\u83b7\u5f97\u4f18\u8d28\u533b\u7597\u670d\u52a1\u3002\u5728\u52a0\u5dde\uff0cCovered California\u63d0\u4f9b\u300a\u5e73\u4ef7\u533b\u7597\u6cd5\u6848\u300b\u4e0b\u7684\u8ba1\u5212\uff0cMedi-Cal\u4e3a\u7b26\u5408\u6761\u4ef6\u7684\u5c45\u6c11\u63d0\u4f9b\u514d\u8d39\u6216\u4f4e\u6210\u672c\u4fdd\u969c\u3002<\/p>\n<ul>\n<li>\u4fdd\u62a4\u514d\u53d7\u5de8\u989d\u533b\u7597\u8d39\u7528  <\/li>\n<li>\u52a0\u5dde\u6709Covered California\u5dde\u4ea4\u6613\u6240  <\/li>\n<li>Medi-Cal\u63d0\u4f9b\u514d\u8d39\u6216\u4f4e\u6210\u672c\u4fdd\u969c  <\/li>\n<li>\u5f00\u653e\u62a5\u540d\u671f\u4e3a\u6bcf\u5e7411\u6708\u81f31\u6708<\/li>\n<\/ul>\n<h2>\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u7684\u7c7b\u578b<\/h2>\n<p><strong>HMO\uff08\u5065\u5eb7\u7ef4\u62a4\u7ec4\u7ec7\uff09<\/strong> \u2014 \u4fdd\u8d39\u8f83\u4f4e\uff0c\u4f46\u5fc5\u987b\u4f7f\u7528\u7f51\u7edc\u5185\u533b\u7597\u670d\u52a1\uff0c\u9700\u8981\u8f6c\u8bca\u624d\u80fd\u770b\u4e13\u79d1\u3002Kaiser Permanente\u662f\u52a0\u5dde\u6d41\u884c\u7684HMO\u3002<\/p>\n<p><strong>PPO\uff08\u9996\u9009\u533b\u7597\u673a\u6784\u7ec4\u7ec7\uff09<\/strong> \u2014 \u66f4\u7075\u6d3b\uff0c\u53ef\u4ee5\u770b\u7f51\u7edc\u5916\u533b\u751f\uff0c\u4e0d\u9700\u8981\u8f6c\u8bca\u3002\u4fdd\u8d39\u9ad8\u4e8eHMO\u3002<\/p>\n<p><strong>EPO\uff08\u6307\u5b9a\u533b\u7597\u673a\u6784\u7ec4\u7ec7\uff09<\/strong> \u2014 \u7c7b\u4f3cHMO\u4f46\u901a\u5e38\u4e0d\u9700\u8981\u8f6c\u8bca\u3002\u5fc5\u987b\u4f7f\u7528\u7f51\u7edc\u5185\u533b\u751f\u3002<\/p>\n<p><strong>POS\uff08\u670d\u52a1\u70b9\uff09<\/strong> \u2014 \u7ed3\u5408HMO\u548cPPO\u7684\u7279\u70b9\u3002\u5728\u5c31\u8bca\u65f6\u9009\u62e9\u7f51\u7edc\u5185\uff08HMO\u6a21\u5f0f\uff09\u6216\u7f51\u7edc\u5916\uff08PPO\u6a21\u5f0f\uff09\u3002<\/p>\n<p><strong>\u8981\u70b9\uff1a<\/strong><\/p>\n<ul>\n<li>HMO\uff1a\u8d39\u7528\u6700\u4f4e\uff0c\u5fc5\u987b\u4f7f\u7528\u7f51\u7edc\u5185\uff0c\u9700\u8f6c\u8bca  <\/li>\n<li>PPO\uff1a\u6700\u7075\u6d3b\uff0c\u8d39\u7528\u8f83\u9ad8\uff0c\u4e0d\u9700\u8f6c\u8bca  <\/li>\n<li>EPO\uff1a\u4e0d\u9700\u8f6c\u8bca\u4f46\u4ec5\u9650\u7f51\u7edc\u5185  <\/li>\n<li>POS\uff1aHMO\u548cPPO\u7684\u6df7\u5408<\/li>\n<\/ul>\n<h2>\u5173\u952e\u672f\u8bed<\/h2>\n<p><strong>\u4fdd\u8d39<\/strong> \u2014 \u6bcf\u6708\u652f\u4ed8\u7684\u4fdd\u9669\u8d39\u7528\u3002<\/p>\n<p><strong>\u81ea\u4ed8\u989d<\/strong> \u2014 \u4fdd\u9669\u5f00\u59cb\u8d54\u4ed8\u524d\u60a8\u9700\u8981\u81ea\u638f\u8170\u5305\u7684\u91d1\u989d\u3002\u4e2a\u4eba\u8ba1\u5212\u901a\u5e38$1,500-$8,000\u3002<\/p>\n<p><strong>\u6302\u53f7\u8d39<\/strong> \u2014 \u7bc7\u770b\u7279\u5b9a\u670d\u52a1\u7684\u56fa\u5b9a\u8d39\u7528\uff08\u5982\u770b\u8bca$25\uff0c\u5904\u65b9\u836f$10\uff09\u3002<\/p>\n<p><strong>\u5171\u4ed8\u6bd4\u4f8b<\/strong> \u2014 \u8fbe\u5230\u81ea\u4ed8\u989d\u540e\u60a8\u652f\u4ed8\u7684\u767e\u5206\u6bd4\uff08\u901a\u5e3820-40%\uff09\u3002<\/p>\n<p><strong>\u6700\u9ad8\u81ea\u4ed8\u989d<\/strong> \u2014 \u4e00\u5e74\u5185\u60a8\u6700\u591a\u652f\u4ed8\u7684\u91d1\u989d\u3002\u8fbe\u5230\u540e\u4fdd\u9669100%\u8986\u76d6\u30022025\u5e74ACA\u4e2a\u4eba\u6700\u9ad8\u81ea\u4ed8\u989d\u4e3a$9,200\u3002<\/p>\n<p><strong>\u8981\u70b9\uff1a<\/strong><\/p>\n<ul>\n<li>\u4fdd\u8d39\uff1a\u6bcf\u6708\u652f\u4ed8  <\/li>\n<li>\u81ea\u4ed8\u989d\uff1a\u4fdd\u9669\u751f\u6548\u524d\u60a8\u5148\u4ed8  <\/li>\n<li>\u6302\u53f7\u8d39\uff1a\u6bcf\u6b21\u670d\u52a1\u56fa\u5b9a\u8d39\u7528  <\/li>\n<li>\u6700\u9ad8\u81ea\u4ed8\u989d\uff1a2025\u5e74\u4e2a\u4eba$9,200<\/li>\n<\/ul>\n<h2>\u603b\u7ed3<\/h2>\n<p>\u5065\u5eb7\u4fdd\u9669\u662f\u9632\u6b62\u533b\u7597\u7d27\u6025\u60c5\u51b5\u5bfc\u81f4\u8d22\u52a1\u5d29\u6e83\u7684\u57fa\u672c\u4fdd\u969c\u3002\u5728\u5f00\u653e\u62a5\u540d\u671f\u95f4\u5ba1\u67e5\u60a8\u7684\u9009\u9879\uff0c\u4e86\u89e3\u60a8\u7684\u8ba1\u5212\u8d39\u7528\uff0c\u9009\u62e9\u9002\u5408\u60a8\u533b\u7597\u9700\u6c42\u548c\u9884\u7b97\u7684\u4fdd\u969c\u3002<\/p>\n<hr>\n<blockquote>\n<p><strong>\u90a6\u5b81\u4fdd\u9669\uff0c\u4fdd\u9669\u5e2e\u60a8\uff01<\/strong><br \/><strong>\u6211\u4eec\u662f\u4e13\u4e1a\u7684\u72ec\u7acb\u4fdd\u9669\u4ee3\u7406\u516c\u53f8\uff0c\u4e3a\u60a8\u91cf\u8eab\u5b9a\u5236\u4fdd\u969c\u65b9\u6848\u3002<\/strong><br \/>      <strong>\u8d44\u6df1\u56e2\u961f\uff0c\u7ecf\u9a8c\u4e30\u5bcc\uff0c\u8d34\u5fc3\u670d\u52a1\uff0c\u503c\u5f97\u4fe1\u8d56\uff01<\/strong><\/p>\n<\/blockquote>\n<hr>\n<h2>\u8054\u7cfb\u65b9\u5f0f<\/h2>\n<p><strong>\u90a6\u5b81\u4fdd\u9669 (Pepper Hu Insurance Agency)<\/strong><\/p>\n<p>\ud83d\udcde \u7535\u8bdd: 626-666-6664<br \/>\ud83c\udf10 \u7f51\u7ad9: <a href=\"https:\/\/agenthu.com\" target=\"_blank\" rel=\"noopener\">agenthu.com<\/a><br \/>\u2709\ufe0f \u90ae\u7bb1: <a href=\"mailto:info@agenthu.com\">info@agenthu.com<\/a><br \/>\ud83d\udccd \u5730\u5740: Walnut, CA &amp; Irvine, CA  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5065\u5eb7\u4fdd\u9669\uff1a\u52a0\u5dde\u533b\u7597\u4fdd\u9669\u6307\u5357<\/p>\n","protected":false},"author":92,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[16,15,14,45],"class_list":["post-1085","post","type-post","status-publish","format-standard","hentry","category-28","tag-irvine-","tag-walnut-","tag-14","tag-45"],"_links":{"self":[{"href":"https:\/\/cms.agenthu.com\/zh-hans\/wp-json\/wp\/v2\/posts\/1085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms.agenthu.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms.agenthu.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms.agenthu.com\/zh-hans\/wp-json\/wp\/v2\/users\/92"}],"replies":[{"embeddable":true,"href":"https:\/\/cms.agenthu.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=1085"}],"version-history":[{"count":0,"href":"https:\/\/cms.agenthu.com\/zh-hans\/wp-json\/wp\/v2\/posts\/1085\/revisions"}],"wp:attachment":[{"href":"https:\/\/cms.agenthu.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=1085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms.agenthu.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=1085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms.agenthu.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=1085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}