{"id":1091,"date":"2026-07-26T16:06:16","date_gmt":"2026-07-26T16:06:16","guid":{"rendered":"https:\/\/cms.agenthu.com\/%e5%9c%b0%e9%9c%87%e4%bf%9d%e9%99%a9\/"},"modified":"2026-07-26T16:06:16","modified_gmt":"2026-07-26T16:06:16","slug":"%e5%9c%b0%e9%9c%87%e4%bf%9d%e9%99%a9","status":"publish","type":"post","link":"https:\/\/cms.agenthu.com\/zh-hans\/%e5%9c%b0%e9%9c%87%e4%bf%9d%e9%99%a9\/","title":{"rendered":"\u5730\u9707\u4fdd\u9669"},"content":{"rendered":"<h1>\u5730\u9707\u4fdd\u9669\uff1a\u60a8\u7684\u623f\u5c4b\u51c6\u5907\u597d\u5e94\u5bf9\u5927\u5730\u9707\u4e86\u5417\uff1f<\/h1>\n<h2>\u7b80\u5355\u6765\u8bf4<\/h2>\n<p>\u6807\u51c6\u623f\u5c4b\u4fdd\u9669<strong>\u4e0d\u8986\u76d6<\/strong>\u5730\u9707\u635f\u5931\u3002\u636e\u7f8e\u56fd\u5730\u8d28\u8c03\u67e5\u5c40\uff08USGS\uff09\u6570\u636e\uff0c\u52a0\u5dde\u5728\u672a\u676530\u5e74\u5185\u53d1\u751f6.7\u7ea7\u6216\u66f4\u5927\u5730\u9707\u7684\u6982\u7387\u9ad8\u8fbe99.7%\u3002\u60a8\u53ef\u4ee5\u901a\u8fc7\u52a0\u5dde\u5730\u9707\u5c40\uff08CEA\uff09\u6216\u79c1\u4eba\u4fdd\u9669\u516c\u53f8\u8d2d\u4e70\u5355\u72ec\u7684\u5730\u9707\u4fdd\u9669\uff0c\u4f46\u52a0\u5dde\u4ec5\u6709\u7ea610-12%\u7684\u623f\u4e3b\u62e5\u6709\u6b64\u4fdd\u969c\u3002<\/p>\n<ul>\n<li>\u6807\u51c6\u623f\u5c4b\u4fdd\u9669\u4e0d\u8986\u76d6\u5730\u9707\u635f\u5931  <\/li>\n<li>\u52a0\u5dde30\u5e74\u5185\u53d1\u751f6.7\u7ea7\u4ee5\u4e0a\u5730\u9707\u7684\u6982\u7387\u4e3a99.7%  <\/li>\n<li>\u4ec510-12%\u7684\u52a0\u5dde\u623f\u4e3b\u62e5\u6709\u5730\u9707\u4fdd\u9669  <\/li>\n<li>\u4e2d\u7b49\u5730\u9707\u53ef\u9020\u6210 $25,000-$100,000 \u4ee5\u4e0a\u7684\u7ed3\u6784\u635f\u5931<\/li>\n<\/ul>\n<h2>\u4e3a\u4ec0\u4e48\u5730\u9707\u4fdd\u9669\u5982\u6b64\u91cd\u8981<\/h2>\n<p>\u52a0\u5dde\u4f4d\u4e8e\u5723\u5b89\u5fb7\u70c8\u4e9a\u65af\u65ad\u5c42\u7cfb\u7edf\u548c\u6570\u767e\u6761\u5c0f\u578b\u65ad\u5c42\u4e4b\u4e0a\u3002\u4ec5\u6d1b\u6749\u77f6\u5730\u533a\u5c31\u5750\u843d\u5728\u7ebf\u4e0a\u591a\u4e2a\u6d3b\u8dc3\u65ad\u88c2\u5e26\u9644\u8fd1\uff0c\u5305\u62ec\u5723\u5b89\u5fb7\u70c8\u4e9a\u65af\u3001Puente Hills\u3001Raymond \u548c Newport-Inglewood \u65ad\u5c42\u3002<\/p>\n<p><strong>\u98ce\u9669\u771f\u5b9e\u4e14\u6301\u7eed\u5b58\u5728\uff1a<\/strong><\/p>\n<ul>\n<li>1994\u5e74\u5317\u5cad\u5730\u9707\uff086.7\u7ea7\uff09\u9020\u6210 $440 \u4ebf\u635f\u5931\uff08\u7ecf\u901a\u80c0\u8c03\u6574\uff09\uff0c\u6bc1\u574f\u6216\u635f\u574f\u8d85\u8fc7 114,000 \u680b\u5efa\u7b51  <\/li>\n<li>USGS\u4f30\u8ba1\u52a0\u5dde30\u5e74\u5185\u53d1\u751f6.7\u7ea7\u4ee5\u4e0a\u5730\u9707\u7684\u6982\u7387\u4e3a99.7%  <\/li>\n<li>\u6d1b\u6749\u77f6\u5e02\u4e2d\u5fc3\u4e0b\u65b9\u7684 Puente Hills \u51b2\u65ad\u5c42\u53ef\u4ea7\u751f7.5\u7ea7\u5730\u9707\uff0c\u9020\u6210 $2,500 \u4ebf\u4ee5\u4e0a\u635f\u5931  <\/li>\n<li>\u5357\u52a0\u5dde\u6bcf\u5e74\u7ecf\u5386\u7ea6 10,000 \u6b21\u5730\u9707\uff0c\u5927\u591a\u6570\u592a\u5c0f\u65e0\u6cd5\u611f\u77e5<\/li>\n<\/ul>\n<p>\u8bb8\u591a\u623f\u4e3b\u4ee5\u4e3a\u653f\u5e9c\u4f1a\u63d0\u4f9b\u707e\u96be\u6551\u52a9\u3002\u603b\u7edf\u707e\u96be\u58f0\u660e\u540e\uff0cFEMA\u7684\u63f4\u52a9\u5e73\u5747\u4ec5 $5,000-$8,000\u2014\u2014\u8fdc\u8fdc\u4e0d\u591f\u91cd\u5efa\u623f\u5c4b\u3002<\/p>\n<p><strong>\u8981\u70b9\u603b\u7ed3\uff1a<\/strong><\/p>\n<ul>\n<li>\u6d1b\u6749\u77f6\u5730\u533a\u4f4d\u4e8e\u591a\u4e2a\u6d3b\u8dc3\u65ad\u88c2\u5e26\u4e0a  <\/li>\n<li>1994\u5e74\u5317\u5cad\u5730\u9707\u9020\u6210 $440 \u4ebf\u635f\u5931  <\/li>\n<li>FEMA\u707e\u96be\u63f4\u52a9\u5e73\u5747\u4ec5 $5,000-$8,000  <\/li>\n<li>\u5357\u52a0\u5dde\u6bcf\u5e74\u7ecf\u5386\u7ea6 10,000 \u6b21\u5730\u9707<\/li>\n<\/ul>\n<h2>\u5730\u9707\u4fdd\u9669\u8986\u76d6\u4ec0\u4e48<\/h2>\n<p><strong>CEA\uff08\u52a0\u5dde\u5730\u9707\u5c40\uff09\u4fdd\u5355<\/strong>\u8986\u76d6\uff1a<\/p>\n<ul>\n<li>\u4f4f\u5b85\uff1a\u60a8\u7684\u623f\u5c4b\u7ed3\u6784\u2014\u2014\u5899\u58c1\u3001\u5c4b\u9876\u3001\u5730\u57fa\uff08\u4fdd\u989d\u6839\u636e\u60a8\u9009\u62e9\u7684\u4fdd\u5355\u800c\u5f02\uff0c\u6700\u9ad8\u53ef\u8fbe\u60a8\u7684\u623f\u5c4b\u4fdd\u9669\u4f4f\u5b85\u4fdd\u989d\uff09  <\/li>\n<li>\u4e2a\u4eba\u8d22\u4ea7\uff1a\u60a8\u7684\u7269\u54c1\u2014\u2014\u5bb6\u5177\u3001\u7535\u5b50\u4ea7\u54c1\u3001\u8863\u7269\uff08\u6700\u9ad8 $200,000\uff0c\u89c6\u4fdd\u5355\u800c\u5b9a\uff09  <\/li>\n<li>\u989d\u5916\u751f\u6d3b\u8d39\u7528\uff08ALE\uff09\uff1a\u5982\u679c\u60a8\u7684\u623f\u5c4b\u65e0\u6cd5\u5c45\u4f4f\uff0c\u6db5\u76d6\u9152\u5e97\u3001\u9910\u996e\u548c\u79df\u623f\u8d39\u7528\uff08\u6700\u9ad8 $100,000\uff09<\/li>\n<\/ul>\n<p><strong>\u91cd\u8981\u7ec6\u8282\uff1a<\/strong><\/p>\n<ul>\n<li>\u514d\u8d54\u989d\u901a\u5e38\u4e3a\u4f4f\u5b85\u4fdd\u989d\u76845%-25%\uff08\u4e0d\u662f\u56fa\u5b9a\u91d1\u989d\uff09  <\/li>\n<li>\u5982\u679c\u60a8\u7684\u4f4f\u5b85\u4fdd\u989d\u4e3a $500,000\uff0c\u514d\u8d54\u989d10%\uff0c\u5219\u5730\u9707\u514d\u8d54\u989d\u4e3a $50,000  <\/li>\n<li>CEA\u73b0\u5728\u63d0\u4f9b\u7075\u6d3b\u7684\u514d\u8d54\u989d\u9009\u9879\uff1a5%\u300110%\u300115%\u300120%\u300125%<\/li>\n<\/ul>\n<p><strong>\u901a\u5e38\u4e0d\u8986\u76d6\u7684\u5185\u5bb9\uff1a<\/strong><\/p>\n<ul>\n<li>\u571f\u5730\u548c\u666f\u89c2\u635f\u5bb3  <\/li>\n<li>\u6e38\u6cf3\u6c60\u548c\u6c34\u7597\u8bbe\u65bd  <\/li>\n<li>\u56f4\u680f\u3001\u9732\u53f0\u548c\u72ec\u7acb\u5efa\u7b51\uff08\u90e8\u5206\u4fdd\u5355\u63d0\u4f9b\u6709\u9650\u8986\u76d6\uff09  <\/li>\n<li>\u5730\u9707\u5f15\u8d77\u7684\u706b\u707e\u635f\u5931\uff08\u7531\u623f\u5c4b\u4fdd\u9669\u8986\u76d6\uff0c\u975e\u5730\u9707\u4fdd\u9669\uff09  <\/li>\n<li>\u8f66\u8f86\u635f\u5931\uff08\u7531\u6c7d\u8f66\u7efc\u5408\u9669\u8986\u76d6\uff09<\/li>\n<\/ul>\n<p><strong>\u8981\u70b9\u603b\u7ed3\uff1a<\/strong><\/p>\n<ul>\n<li>CEA\u8986\u76d6\u4f4f\u5b85\u3001\u4e2a\u4eba\u8d22\u4ea7\u548c\u989d\u5916\u751f\u6d3b\u8d39\u7528  <\/li>\n<li>\u514d\u8d54\u989d\u4e3a\u4f4f\u5b85\u4fdd\u989d\u76845%-25%  <\/li>\n<li>\u666f\u89c2\u3001\u6cf3\u6c60\u548c\u56f4\u680f\u901a\u5e38\u4e0d\u8986\u76d6  <\/li>\n<li>\u5730\u9707\u5f15\u8d77\u7684\u706b\u707e\u7531\u623f\u5c4b\u4fdd\u9669\u800c\u975e\u5730\u9707\u4fdd\u9669\u8986\u76d6<\/li>\n<\/ul>\n<h2>\u5730\u9707\u4fdd\u9669\u8d39\u7528<\/h2>\n<p>CEA\u4fdd\u8d39\u56e0\u623f\u5c4b\u4f4d\u7f6e\u3001\u5e74\u4ee3\u3001\u5efa\u7b51\u7c7b\u578b\u548c\u5730\u57fa\u800c\u5f02\u3002\u5357\u52a0\u5dde\u5178\u578b\u4f4f\u5b85\uff1a<\/p>\n<ul>\n<li><strong>\u8001\u65e7\u623f\u5c4b\uff081975\u5e74\u524d\uff0c\u672a\u52a0\u56fa\uff09<\/strong>\uff1a\u6bcf\u5e74 $2,000-$5,000 \u4ee5\u4e0a  <\/li>\n<li><strong>1975-2000\u5e74\u5efa\u9020\u7684\u623f\u5c4b<\/strong>\uff1a\u6bcf\u5e74 $800-$2,000  <\/li>\n<li><strong>\u8f83\u65b0\u623f\u5c4b\uff082000\u5e74\u540e\uff0c\u5df2\u52a0\u56fa\uff09<\/strong>\uff1a\u6bcf\u5e74 $400-$1,200  <\/li>\n<li><strong>\u4fdd\u8d39\u51cf\u514d\u9009\u9879<\/strong>\uff1a\u5bf9\u623f\u5c4b\u5730\u57fa\u8fdb\u884c\u6297\u9707\u52a0\u56fa\u53ef\u964d\u4f4e\u4fdd\u8d3920-40%<\/li>\n<\/ul>\n<p>\u5982\u679c\u60a8\u7684\u623f\u5c4b\u5df2\u8fdb\u884c\u6297\u9707\u52a0\u56fa\uff0cCEA\u53ef\u63d0\u4f9b\u6700\u9ad820%\u7684\u4fdd\u8d39\u6298\u6263\u3002\u52a0\u5dde\u5730\u9707\u52a0\u56fa\u87ba\u6813\uff08Brace + Bolt\uff09\u8ba1\u5212\u4e3a\u8001\u65e7\u623f\u5c4b\u52a0\u56fa\u63d0\u4f9b\u6700\u9ad8 $3,000-$4,000 \u7684\u8865\u52a9\u91d1\u3002<\/p>\n<p><strong>\u8981\u70b9\u603b\u7ed3\uff1a<\/strong><\/p>\n<ul>\n<li>\u8001\u65e7\u672a\u52a0\u56fa\u623f\u5c4b\uff1a\u6bcf\u5e74 $2,000-$5,000 \u4ee5\u4e0a  <\/li>\n<li>\u8f83\u65b0\/\u5df2\u52a0\u56fa\u623f\u5c4b\uff1a\u6bcf\u5e74 $400-$1,200  <\/li>\n<li>\u6297\u9707\u52a0\u56fa\u53ef\u964d\u4f4e\u4fdd\u8d3920-40%  <\/li>\n<li>EBB\u8ba1\u5212\u63d0\u4f9b $3,000-$4,000 \u52a0\u56fa\u8865\u52a9<\/li>\n<\/ul>\n<h2>\u60a8\u771f\u7684\u9700\u8981\u5417<\/h2>\n<p>\u8003\u8651\u4ee5\u4e0b\u56e0\u7d20\uff1a<\/p>\n<p><strong>\u5f3a\u70c8\u5efa\u8bae\u8d2d\u4e70\u5730\u9707\u4fdd\u9669\u7684\u60c5\u51b5\uff1a<\/strong><\/p>\n<ul>\n<li>\u60a8\u4f4f\u5728\u9ad8\u98ce\u9669\u5730\u9707\u533a\uff08\u5357\u52a0\u5dde\u5927\u90e8\u5206\u5730\u533a\uff09  <\/li>\n<li>\u60a8\u7684\u623f\u5c4b\u5efa\u4e8e1980\u5e74\u4ee5\u524d\uff08\u73b0\u4ee3\u6297\u9707\u89c4\u8303\u4e4b\u524d\uff09  <\/li>\n<li>\u60a8\u7684\u623f\u5c4b\u6709\u5927\u91cf\u51c0\u8d44\u4ea7  <\/li>\n<li>\u60a8\u65e0\u6cd5\u81ea\u638f\u8170\u5305\u91cd\u5efa  <\/li>\n<li>\u60a8\u4f4f\u5728\u5df2\u77e5\u65ad\u5c42\u7ebf\u4e0a\u6216\u9644\u8fd1  <\/li>\n<li>\u60a8\u7684\u623f\u5c4b\u6709\u62ac\u9ad8\u5f0f\u5730\u57fa\uff08\u6bd4\u6df7\u51dd\u571f\u677f\u66f4\u8106\u5f31\uff09<\/li>\n<\/ul>\n<p><strong>\u53ef\u4ee5\u8003\u8651\u4e0d\u4e70\u7684\u60c5\u51b5\uff1a<\/strong><\/p>\n<ul>\n<li>\u60a8\u7684\u623f\u5c4b\u5df2\u5168\u989d\u4ed8\u6e05\uff0c\u98ce\u9669\u4ef7\u503c\u4e0d\u5927  <\/li>\n<li>\u60a8\u6709\u80fd\u529b\u4e0d\u9760\u4fdd\u9669\u91cd\u5efa  <\/li>\n<li>\u60a8\u7684\u623f\u5c4b\u662f\u65b0\u5efa\u7684\uff0c\u5177\u6709\u73b0\u4ee3\u6297\u9707\u7279\u6027\uff0c\u4f46\u4fdd\u8d39\u8d1f\u62c5\u4ecd\u7136\u8f83\u91cd<\/li>\n<\/ul>\n<p>\u8bb0\u4f4f\uff1a\u5730\u9707\u635f\u5931\u8303\u56f4\u4ece\u51e0\u5343\u7f8e\u5143\u7684\u5916\u89c2\u88c2\u7f1d\u5230\u5168\u635f\u3002\u6ca1\u6709\u4fdd\u9669\uff0c\u60a8\u9700\u627f\u62c5\u5168\u90e8\u8d39\u7528\u3002<\/p>\n<p><strong>\u8981\u70b9\u603b\u7ed3\uff1a<\/strong><\/p>\n<ul>\n<li>\u5357\u52a0\u5dde\u5927\u90e8\u5206\u623f\u5c4b\u9762\u4e34\u663e\u8457\u7684\u5730\u9707\u98ce\u9669  <\/li>\n<li>1980\u5e74\u524d\u7684\u623f\u5c4b\u5c24\u5176\u8106\u5f31  <\/li>\n<li>\u8003\u8651\u60a8\u4e0d\u9760\u4fdd\u9669\u652f\u4ed8\u7ef4\u4fee\u8d39\u7528\u7684\u80fd\u529b  <\/li>\n<li>\u51b3\u5b9a\u53d6\u51b3\u4e8e\u623f\u5c4b\u4ef7\u503c\u3001\u5e74\u4ee3\u548c\u60a8\u7684\u8d22\u52a1\u72b6\u51b5<\/li>\n<\/ul>\n<h2>\u603b\u7ed3<\/h2>\n<p>\u5730\u9707\u98ce\u9669\u662f\u52a0\u5dde\u751f\u6d3b\u7684\u4e8b\u5b9e\u3002\u867d\u7136\u79d1\u5b66\u5bf9\u6982\u7387\u5f88\u660e\u786e\uff0c\u4f46\u592a\u5c11\u623f\u4e3b\u91c7\u53d6\u4e86\u5730\u9707\u4fdd\u969c\u63aa\u65bd\u3002\u4e0d\u8981\u7b49\u5230\u5927\u5730\u9707\u6765\u4e34\u65f6\u624d\u53d1\u73b0\u81ea\u5df1\u6ca1\u6709\u4fdd\u969c\u3002<\/p>\n<hr>\n<blockquote>\n<p><strong>\u90a6\u5b81\u4fdd\u9669\uff0c\u4fdd\u9669\u5e2e\u60a8\uff01<\/strong><br \/><strong>\u6211\u4eec\u662f\u4e13\u4e1a\u7684\u72ec\u7acb\u4fdd\u9669\u4ee3\u7406\u516c\u53f8\uff0c\u4e3a\u60a8\u91cf\u8eab\u5b9a\u5236\u4fdd\u969c\u65b9\u6848\u3002<\/strong><br \/>      <strong>\u8d44\u6df1\u56e2\u961f\uff0c\u7ecf\u9a8c\u4e30\u5bcc\uff0c\u8d34\u5fc3\u670d\u52a1\uff0c\u503c\u5f97\u4fe1\u8d56\uff01<\/strong><\/p>\n<\/blockquote>\n<hr>\n<h2>\u8054\u7cfb\u65b9\u5f0f<\/h2>\n<p><strong>\u90a6\u5b81\u4fdd\u9669 (Pepper Hu Insurance Agency)<\/strong><\/p>\n<p>\ud83d\udcde \u7535\u8bdd: 626-666-6664<br \/>\ud83c\udf10 \u7f51\u7ad9: <a href=\"https:\/\/agenthu.com\" target=\"_blank\" rel=\"noopener\">agenthu.com<\/a><br \/>\u2709\ufe0f \u90ae\u7bb1: <a href=\"mailto:info@agenthu.com\">info@agenthu.com<\/a><br \/>\ud83d\udccd \u5730\u5740: Walnut, CA &amp; Irvine, CA  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